Treasury & Capital Markets /
TechTalk /
Viewpoint
UK digital, challenger banks achieve structural disruption
Buyers aren’t just chasing apps; they’re chasing customers who no longer think of high street as home
Keith Mullin
5 Oct 2026
Extraordinary news this past week as Brazil-based, US-listed digital banking behemoth Nubank was reported to be in takeover talks with smaller UK digital peer Monzo Bank. Extraordinary because days later, Nubank did an about-turn and said it wasn’t pursuing an acquisition.